Terms of Service

1. Acceptance of Terms

By accessing or using Blufin Finance websites, checkout pages, forms, client portal resources, onboarding materials, or services, you agree to these Terms of Service. If you do not agree, you should not use the website, portal, or services.

2. Description of Services

Blufin Finance provides access to setup resources, onboarding support, and white-label payment plan platform guidance powered by Woje Money. Services may include DIY setup resources, Done-For-You setup assistance, onboarding materials, client portal access, and related customer support.

3. No Lending, Banking, or Credit Decision Services

Blufin Finance is not a bank, lender, credit provider, broker-dealer, legal advisor, financial advisor, or underwriting company. Blufin Finance does not independently provide loans, issue credit, make lending decisions, approve customers, pay merchants upfront, or assume repayment risk.

Merchants remain solely responsible for their own customer terms, approvals, payment plan decisions, compliance obligations, disclosures, refund policies, collection practices, and repayment risk.

4. Merchant Responsibilities

By using Blufin Finance resources or services, merchants agree that they are responsible for:

• Determining whether payment plan offers are appropriate for their business.
• Creating and maintaining customer-facing terms and disclosures.
• Approving or declining customers based on their own policies.
• Managing repayment, refunds, disputes, and customer communication.
• Complying with applicable laws, regulations, and industry rules.

5. Payments and Purchases

Fees for DIY setup, Done-For-You setup, or other services are displayed at checkout. By submitting payment information, you authorize the applicable payment processor to charge the payment method provided. All purchases are subject to the pricing, description, and terms shown at the time of purchase.

6. Refunds

Refund eligibility, if any, depends on the applicable offer, service stage, and written refund policy provided by Blufin Finance. Setup services, digital access, onboarding resources, and implementation work may be non-refundable once access has been granted or work has begun.

7. Client Portal Access

Blufin Finance may provide access to client portal resources at https://portal.blufinfinance.com. Portal access is intended only for authorized users. You agree not to share login credentials, copy restricted materials, or distribute private setup resources without permission.

8. Intellectual Property

All website content, setup materials, videos, checklists, templates, graphics, and related resources are owned by or licensed to Blufin Finance unless otherwise stated. You may not reproduce, resell, redistribute, or create derivative works from these materials without written permission.

9. No Guarantee of Results

Blufin Finance does not guarantee revenue increases, customer approvals, repayment performance, conversion rates, business outcomes, legal compliance, or any specific financial result. Your results depend on your business, customers, policies, operations, market, and implementation.

10. Limitation of Liability

To the fullest extent permitted by law, Blufin Finance shall not be liable for indirect, incidental, consequential, special, punitive, or lost-profit damages arising from your use of the website, services, portal, setup materials, or payment plan implementation.

11. Updates to Terms

Blufin Finance may update these Terms of Service from time to time. Continued use of the website, services, or client portal after updates means you accept the revised terms.

12. Contact

For support or questions about these terms, please visit the support page or contact Blufin Finance through the customer care resources provided on this website.